Data Scientist 1
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Fueled by a fundamental belief that having access to financial services creates opportunity, PayPal (NASDAQ: PYPL) is committed to democratizing financial services and empowering people and businesses to join and thrive in the global economy. Our open digital payments platform gives PayPal’s 375 million active account holders the confidence to connect and transact in new and powerful ways, whether they are online, on a mobile device, in an app, or in person. Through a combination of technological innovation and strategic partnerships, PayPal creates better ways to manage and move money, and offers choice and flexibility when sending payments, paying or getting paid. Available in more than 200 markets around the world, the PayPal platform, including Braintree, Venmo and Xoom enables consumers and merchants to receive money in more than 100 currencies, withdraw funds in 56 currencies and hold balances in their PayPal accounts in 25 currencies.
Job Description Summary:
This role offers a unique opportunity to manage the credit card payment cycle through data-driven strategy and decision accuracy optimization, as well as the opportunity to build up automated system/algorithm to automate strategies/solutions for risk control
Primary job responsibility:
Design, develop and maintain data-driven solutions for PayPal consumer risk management. Makes sound decisions that balance risk, user experience and financial performance.
Develop automated system/process and algorithms that could streamline strategy/solution building process and generate good business results.
Identify and address problems and issues during normal course of work and respond to risk mitigation needs quickly to solve issues.
Develop and automate tracking functionality that monitors volume and solution efficacy. Regularly evaluate and communicate performance of solutions to management.
Participate in the formulations and implementation of departmental processes, procedures, policies and standards.
Exercise judgment in selecting methods, techniques and evaluation criteria for obtaining results on matters of significance to the business.
Look for improvement and innovation opportunities with business impact. Provide a source of high quality ideas.
Strong in analytics and problem solving. Experienced with predicative modeling, data mining and analytical tool. Proficient with SQL, SAS, Python, Unix etc.
Proven experience in employing analytics solution on real world problems.
Good business sense and logical thinking. Ability to synthesize information and generalize the pattern.
Proven ability to work proficiently on well-defined projects; Focuses primarily on how to achieve overall business objectives of a project with speed and quality
Effective inter-personal skills. Manage relationship with key partners. Able to collaborate with remote teams effectively.
Skilled in Presenting – can effectively communicate in large or small group settings.
Bachelor’s degree in a quantitative or engineering field with 4+ years professional work experience in a relevant field. Or Master’s degree in a quantitative or engineering field with 2+ years professional work experience.
Industry experience in payments, e-commerce, or financial services is a strong plus
Fluent in English.
We're a purpose-driven company whose beliefs are the foundation for how we conduct business every day. We hold ourselves to our One Team Behaviors which demand that we hold the highest ethical standards, to empower an open and diverse workplace, and strive to treat everyone who is touched by our business with dignity and respect. Our employees challenge the status quo, ask questions, and find solutions. We want to break down barriers to financial empowerment. Join us as we change the way the world defines financial freedom.
PayPal provides equal employment opportunity (EEO) to all persons regardless of age, color, national origin, citizenship status, physical or mental disability, race, religion, creed, gender, sex, pregnancy, sexual orientation, gender identity and/or expression, genetic information, marital status, status with regard to public assistance, veteran status, or any other characteristic protected by federal, state or local law. In addition, PayPal will provide reasonable accommodations for qualified individuals with disabilities.
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